About Horizontal Mortgage Lending
Horizontal Mortgage Lending has helped many borrowers finance their dream homes and we can help you too. Whether it be a Refinance, Purchase, Reverse Mortgage, Conventional Home Loans, FHA, VA, or Specialty Programs for First Time Buyers we can find you the best mortgage loan. If you're looking for experience, knowledge, and straightforward answers, you've come to the right place. We make the process of securing a mortgage simple and straightforward.
Horizontal Mortgage Lending has many Mortgage programs that provide very competitive rates, low down payment requirements, versatile underwriting procedures, Each of these features is crafted to ensure your Mortgage Loan is more cost-effective. Our priority is to present great rates and low fees. We walk you through the entire mortgage process. Close on time without any surprises. We make sure you understand exactly what we are executing and why. We help you find the most ideal Mortgage program.
Our specialization is providing financing to people with confusing financial Situations. Our utmost goal is to create sustainable relationships with each of my clients.
Mortgage Loan Programs
The best combination of value and service, hands down! At Horizontal Mortgage Lending we offer a variety of loan products that fit every need. Our specialties include Conventional, FHA, VA and Reverse mortgages. Call today for a free consultation.
Home Purchase Finance
Home Refinance Finance
Jumbo Loans
Reverse Mortgage
First Time Home Buyers
FHA Loans/ VA Finance
FHA 203K Renovation
Conventional financing
Rehab/Construction & Investment Loans
Home Improvement
Down Payment Assistance
USDA
Homeready
Homepath
Homestyle Renovation
Home Equity Lending
Cash Out Re-Fi
Second 2nd Mortgage Loans
Foreign Nationals/Non Resident Alien
Bank Statement Home Loans
Stated income/Alternative Financing
High Balance
1% down payment
Cross Collateral
Unlimited Financed Properties
Commercial Loans
Vacant Lands Loans
Transactional Funding
Manufactured Homes
Non-Warrantable Condo's
Asset Depletion
Low fico score
Retired
Self Employed
Mixed Use
Purchasing? Refinancing? Apply for a mortgage today! Contact us to apply by phone. online or in person.
If you need a mortgage loan anywhere in the State of California, HML can assist you by providing you with top-notch service, no matter what kind of California mortgage loan you're looking for, or what your individual circumstances are.
WHAT CLIENTS SAY?
"As a realtor, finding a reliable mortgage company that is responsive, transparent, and operates with integrity is rare; however, without a doubt, Robert and his team have surpassed all expectations. "
"As a Broker, I know that purchasing a home may be the biggest purchase my clients ever make. That's why I want them to feel comfortable with their Loan Officer and I know that if I refer them to HML."
"Highly recommended -- especially for first time how buyers! Buying a home can be exciting, frustrating, exhausting, and stressful, and these guys do a great job !"
Meet the Team
"Talent wins games, but teamwork and intelligence win championships."
Jennifer Barrett
Loan Processor
Joseph Perry
Loan Officer
Janice Ross
Operations Assistant
Amy Hudson
Loan Processor
Horizontal Mortgage Lending is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
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Copyright © 2020 | Horizontal Mortgage Lending | NMLS# 1616081| Licensed by the CA Bureau of Real Estate, Lic.# 01418301, NMLS#1323540| NMLS Consumer Access